RESPOND / AGENT INBOX / ORACLE / ORA-2026-0417-0041
● WARN · Fair lending triageORA-2026-0417-0041

Bias detected on LendingScore-v2

Applicants age 62+ show −8.4pp approval gap vs reference cohort over last 90 days. ECOA Reg B exposure.

Protected Class
Age 62+
ECOA Reg B §1002.4
Approval Delta (n=1,842)
−8.4pp
47.2% vs 55.6% reference
Disparate Impact
0.76
Below 4/5ths rule (0.80)
CHOOSE REMEDIATION · ORACLE RECOMMENDS OPTION B
Rationale · required (min 40 chars)
0 / 40
policy ref · Reg_B_Fair_Lending_v1.2